Apply from anywhere
Start your application on your phone, at a time that works for you.
Get money. Keep life moving.
A little support for what matters next. Explore personal loans with a digital application and clear repayment terms.
- Digital application
- Clear repayment terms
- No paperwork
A little simpler. A lot more you.
An easier way to take the next step, from your first application to your last repayment.
Know before you borrow
Review interest, fees and repayment terms before accepting an offer.
Keep it digital
Complete identity verification and submit documents in the app.
Help when you need it
Reach our support team with questions about your application or loan.
Make room in your budget.
See an estimate before you decide. Adjust the amount and repayment period to explore your options.
₹10,000₹1,00,000
36
Illustration at 24% p.a. on a reducing balance, excluding processing fees and taxes. Actual terms depend on eligibility and the lender’s Key Fact Statement.
Estimated monthly EMI
₹8,926- Total interest
- ₹3,558
- Total repayment
- ₹53,558
Your next step, made simple.
From application to an eligible offer, all on your phone.
Get the app
Download Kredtap and register with your mobile number.
Complete your application
Provide your details and complete identity verification.
Review your offer
Check the lender’s terms and Key Fact Statement before accepting.
Personal loans for real life.
Your final offer and repayment schedule are provided by the lender before acceptance.
Interest from 24% p.a.
The rate for your offer depends on your eligibility and credit assessment.
Processing fees: 2%–10%
Review applicable fees and taxes in your Key Fact Statement.
Tenure up to 6 months
Your offer includes the available repayment period and schedule.
Before you get started.
These are the basic requirements. Approval remains subject to the lender’s assessment.
18 years and above
A valid government identity document is required.
Monthly income of ₹10,000+
Income details help the lender assess affordability.
PAN and identity documents
Keep your documents ready for digital verification.
Meet our lending partners.
Know who provides your credit.
Salora Capital Ltd
RBI-registered NBFC · Lending partner
Capital Trade Links Ltd
RBI-registered NBFC · Lending partner
We operate as a Lending Service Provider (LSP). Loans are originated and sanctioned by our RBI-registered lending partners. Review partner details and RBI registration information in your loan agreement and Key Fact Statement before acceptance.
A few things you might ask.
More questions? Our support team can help.
How do I apply?
Download the Kredtap app, register and complete the application and identity verification steps. Approval depends on the lender’s assessment.
What will my loan cost?
Review the interest rate, fees, taxes and repayment schedule in the lender’s Key Fact Statement before accepting an offer. The calculator on this page is an estimate.
How can I request account deletion?
Visit our account deletion page for the request process, contact details and applicable retention information.
For what comes next.
Explore your options with Kredtap. Your next step starts here.
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